Paypal

PayPal lets you send money to anyone with email. PayPal is free for consumers and works seamlessly with your existing credit card and checking account. You can settle debts, borrow cash, divide bills or split expenses with friends all without going to an ATM or looking for your checkbook.

Fees:
- free to open, free to send money;
- free withdraw in local country
- receive payments free to ~ 5%
- 2.5% exchange rate

Ikobo

Secure money transfer service. You can send and receive money worldwide and you can even have your own debit card withdraw money from anywhere.

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